
增强全球金融韧性,从课堂做起
全球消费者越来越难以应对高度复杂的金融体系和日益加剧的市场风险。根据经济合作与发展组织(OECD)的数据,虽然已有70多个国家正在积极实施或制定国家金融教育战略以应对这一挑战,但人们对这些项目真正的投资回报率仍持怀疑态度。
Verónica Frisancho is Chief Economist at CAF, the Development Bank of Latin America and the Caribbean, a role she has held since 2023. She previously spent over a decade at the Inter-American Development Bank, serving as Lead Economist in the Research Department from 2012 to 2023, and earlier worked as an Assistant Researcher at Grupo de Análisis para el Desarrollo (GRADE) in Peru.
Verónica holds a Ph.D. in Economics from The Pennsylvania State University, where she also taught as a graduate assistant, and a B.A. in Economics from Universidad del Pacífico in Peru.
She is a member of the OECD/INFE Research Advisory Group (2025–2027) and the World Economic Forum's Global Future Council on Financial Education (2025–2027). Her research has been recognized with several honors, including the Money Awareness and Inclusion Award for Best Academic Paper (2024), the "Premio Federico Prades" for young economists from the National Association of Spanish Banks (2020), and the Financial Literacy Research Award from the Cherry Blossom Financial Education Institute (2018). She has also held visiting and fellowship positions at the European University Institute and Universidad Carlos III.
全球消费者越来越难以应对高度复杂的金融体系和日益加剧的市场风险。根据经济合作与发展组织(OECD)的数据,虽然已有70多个国家正在积极实施或制定国家金融教育战略以应对这一挑战,但人们对这些项目真正的投资回报率仍持怀疑态度。
Consumers around the world are increasingly ill-prepared to navigate highly complex financial systems and mounting market risks. While more than 70 countries are actively implementing or ...
金融素养是一项至关重要的技能,它不仅关乎个人的财务状况,更能影响更广泛的经济稳定和参与,尤其是在当今的全球经济环境下。然而,由于预算限制和成人的优先事项冲突等后勤障碍,对弱势成年人群体进行金融知识教育,可能颇具挑战性。
La alfabetización financiera es una habilidad fundamental que puede ir más allá del bienestar financiero individual para influir en la estabilidad económica y la participación a mayor esc...
Financial literacy is a vital skill that can extend beyond individual financial wellbeing to influence broader economic stability and participation, particularly in today's global economy...



