Degrees, University of Oxford and Massachusetts Institute of Technology. Formerly: with UK Ministry of Overseas Development; 1977-82, McKinsey and Company; since 1982, with HSBC Holdings: 1985, Head, Global Treasury Operations; 1992, Group Treasurer; 2002, Head, Corporate Banking; 2003, Group Chief Executive; Chairman: HSBC Bank; HSBC Private Banking Holdings; Director: Hong Kong and Shanghai Banking Corporation; HSBC North America Holdings; HSBC France; 2006, Group Chairman. Member of the Board of Trustees, British Museum. Chairman, British Bankers' Association.
