
为什么鼓励储蓄是实现财务韧性的关键?
想象这样一个场景:你刚结束一段工作,还未获得新职位和医疗保险时,突遭严重疾病需要住院。治疗后的账单高达五位数,不得不耗尽所有积蓄、背上高息债务,甚至推迟家庭的重要开支。这种情况虽令人担忧,却并不罕见。
Aaron Schumm is the Founder, CEO, and Chairman of Vestwell, a leading fintech platform powering the modern savings economy.
Founded in 2016, Vestwell partners with financial institutions, governments, employers, and payroll providers to expand access to critical savings programs and help Americansbuild financial security. The platform powers retirement, education, disability, health, and emergency savings programs today for over 2 million people, 500,000 businesses, saving over $50 billion. Vestwell’s mission is to help close the nation’s $50 trillion savings gap and fundamentally reshape how Americans prepare for their financial futures.
Prior to Vestwell, Aaron co-founded FolioDynamix, a wealth management financial technology platform acquired by Envestnet, where he led strategy, revenue, product, and go-to-market execution. He brings more than two decades of leadership experience across enterprise fintech and financial services, including Northern Trust, Citigroup, and Fiserv.
Aaron is a recognized global voice in fintech and regularly represents the industry on the future of savings, financial security, and public–private collaboration. He has spoken at leading forums, including the World Economic Forum and the Milken Institute. He is a published contributor to Entrepreneur, where he shares perspectives on how technology, policy, and employers can work together to expand access to savings.
Aaron has also served on the boards and advisory boards of multiple fintech companies, several of which were successfully acquired, reflecting a long-standing commitment to innovation and responsible scale.
A proud alumnus of the University of Illinois Gies College of Business, holding a B.S. in Finance and an M.B.A. from Duke University’s Fuqua School of Business. He has been recognized as an EY Entrepreneur of the Year (New York), named to InvestmentNews’ 40 Under 40, and featured as one of WealthManagement.com’s top “10 to Watch.” Under his leadership, Vestwell has been recognized among Inc.’s Fastest Growing Companies, CNBC’s World’s Top Fintech Companies, and Forbes’ Best Places to Work.
想象这样一个场景:你刚结束一段工作,还未获得新职位和医疗保险时,突遭严重疾病需要住院。治疗后的账单高达五位数,不得不耗尽所有积蓄、背上高息债务,甚至推迟家庭的重要开支。这种情况虽令人担忧,却并不罕见。
Imagina un escenario en el que, durante un breve período entre empleos ―y sin seguro de salud― enfrentas una emergencia médica repentina que requiere hospitalización. Es una experiencia p...
Imagine a scenario where during a brief period between jobs – and without health insurance – you face a sudden medical emergency that requires hospitalization. It's a troubling but all-to...

