1984, graduate, ESSEC. 1988-89, Department Head, Non-Stock Exchange Operations, Inverfinanzas, Madrid; 1989-90, Director, Corporate Finance Department and responsible for foreign institutions' business strategy, Bravo y Garayalde; 1990-91, Director, Marbella Branch, Banco Inversion, Spain; 1993-95, Deputy Director, Tangiers Offshore Branch, BNP; 1995-96, Associate Director, Treasury and International Division and currently, Member of the Board, Société Générale Maroc. Chairman of the Supervisory Board: Sogebourse; Gestar. Chief Executive officer, Sogeplacement. Since 1996, Administrator, Casablanca Stock Exchange. Member, Conseil National du Patronat, Confederation of Moroccan Enterprises.