Ham Serunjogi is the co-founder and Chief Executive Officer of Chipper Cash, a financial technology company that enables free and instant peer-to-peer cross-border payments across Africa and Europe. Under his leadership, Chipper Cash has rapidly grown into one of Africa's leading fintech companies, backed by prominent investors such as VCs and major global firms. Ham's vision for the company is to increase financial inclusion by offering seamless payment solutions to individuals and businesses, addressing the barriers to cross-border transactions in emerging markets. Prior to founding Chipper Cash, Ham worked in investment banking and technology, where he gained extensive experience in financial systems and software development. With a focus on innovation and customer empowerment, Ham is driving Chipper Cash's mission to provide accessible financial services to millions of people across Africa and beyond.