Oscar makes healthcare easy. Headquartered in New York City, Oscar has been challenging the healthcare system's status quo since its founding in 2012, developing seamless technology and providing personalized support to help members navigate their healthcare. It was the first insurer to offer free, 24/7 telemedicine to members and to integrate direct scheduling with providers through its app. Oscar plans also include access to a network of first-rate physicians and hospitals, and a personalized concierge team. Its digital tools include a website and mobile app that let members view their health history, speak with their concierge team, and access their account information.