To address the problem of financial inclusion through access to capital for micro- and small businesses in Africa, MYC4 has developed a new way of accessing capital. It believes "business must be for a profit, but profit must be for a purpose" and has applied this to help improve access to capital for African entrepreneurs. It provides businesses with direct access to capital on fair and transparent terms. Some 20,000 investors have lent $30 million to 15,000 small businesses in seven African countries.