Afluenta is the leading P2P financial network for consumer loans in Latin America. Within its network, borrowers can access loans at rates 5-10% lower than traditional channels, while investors enjoy returns 15-20% higher. It successfully piloted its product in Argentina and investors achieved net yields exceeding 20% in the last 12 months. It is currently expanding to the largest markets in Spanish Latin America: Mexico, Colombia and Peru. Its "fullstack" p2p business model is highly efficient and fully automated.