Ziad Al Refai

Executive Director, Ethmar for Islamic Finance

Ziad Refai is the Executive Director of Ethmar for Islamic Micro-Finance. He holds a BA in Accounting and an MBA in Microfinance. Ziad is an accredited microfinance trainer at Microfinance Network of Arab Countries (SANABEL); an ILO-certified trainer; and anEFQM-certified evaluator for excellency of management. In 2006, Ziad joined Jordan Micro Credit Company (Tamweelcom) as Executive Director; has targeted transparency, best industry practice, and social community and environmental corporate responsibility; pioneered educational grants initiative for benefit of clients' school-age children. he is Member of the Board and representative, MENA region, Social Performance Task Force. Member, Advisory Board, Youth Financial Services. Recipient, Social Entrepreneur of the Year award, Schwab Foundation.

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