Master's in Jurisprudence, Oxford. Since 1980, with HSBC including: 2000, Group General Manager; 2004, Member, Group Mgmt Board; 2006, Chief Exec., Global Banking and Markets and Global Asset Mgmt, Exec. Director, main operating subsidiaries and Member, Supervisory Committee, HSBC Trinkaus & Burkhardt; 2007, Executive Director, Private Banking Holdings, Switzerland; 2009, Non-Executive Chairman and Director, France; 2010, Chairman, Private Banking Holdings, Switzerland and Chairman, HSBC Bank. With HSBC Holdings: Chairman, Europe, Middle East and Global Businesses; 2008, Executive Director.