Pushing Through Undercurrents: Sectoral and regional forces influencing technology-driven systemic risk, and resulting mitigation opportunities

Recommendations for the Digital Voluntary and Regulated Carbon Markets

Carbon markets have come under heavy criticism for their lack of transparency, accessibility, equitability and quality. Despite broad corporate interest, they also remain underused and fr...

Decentralized Autonomous Organization Toolkit

Collaboratively governed and code-driven, decentralized autonomous organizations (DAOs) are engaged in nothing less than an experiment to reimagine how we connect, collaborate and create....

ASEAN Digital Generation Report: Digital Financial Inclusion

This report, written in collaboration with Sea, calls for a targeted and multistakeholder approach to tackling barriers to financial inclusion for the ASEAN region’s digital generation. T...

Risk Proof: A Framework for Building Organizational Resilience in an Uncertain Future

The COVID-19 pandemic was the latest in a series of shocks to disrupt our economies and societies. Both the near- and long-term future will be defined by the capacity of institutions to w...

The Global Covid-19 Fintech Market Impact and Industry Resilience Study

As one of the largest empirical research undertakings on the effect of COVID-19 on the global fintech industry, the Global COVID-19 Fintech Market Impact and Industry Resilience Study dra...

Pacesetters: Setting the Tempo of Advanced Climate Investing

The third in a series of White Papers on transformational investment, this publication provides actions for the investment community as a whole to integrate financially material climate f...

Digital Currency Governance Consortium White Paper Series 

Innovations in technology are driving rapid development of new forms of money. The way global leaders from public and private sectors develop, coordinate and regulate such digital currenc...

Beneath the Surface: Technology-driven systemic risks and the continued need for innovation

In collaboration with Deloitte

Green Building Principles: The Action Plan for Net-Zero Carbon Buildings

Collective action must be taken to accelerate the decarbonization of buildings, which contribute 38% of all energy-related greenhouse gas emissions. Green Building Principles: The Action ...

Global Future Council on Responsive Financial Systems: Three ways to accelerate a digital-led recovery

The financial system is playing a critical role in facilitating the recovery from the COVID-19 pandemic. As the recovery is largely digital-led, members of the Forum’s Global Future Counc...

Financing the Transition to a Net-Zero Future

Produced in collaboration with Oliver Wyman, this report argues that to reduce greenhouse gas emissions and achieve a net-zero future, a multifold increase in private capital flows is nee...

From Sandbox to Bridge: The Role of the Greater Bay Area in Connecting China with Global Asset Management

This report presents the findings from multistakeholder discussions, with a focus on the longer-term opportunities that the Greater Bay Area (GBA) could unlock. It also identifies the cri...

Enabling Investor Stewardship in the Global Public Equity Markets

This paper, developed in collaboration with Oliver Wyman, explores how investors engage with public corporations to enhance long-term value creation. It examines how varying investment ho...

Digital Assets, Distributed Ledger Technology, and the Future of Capital Markets

This report highlights the results of a series of virtual global workshops and expert interviews held with financial services and technology experts in 2020. It looks at the urgent need f...

A Framework for the Future of Real Estate

The World Economic Forum’s Real Estate community has developed a vision for the future of real estate. It is a future in which buildings provide comfort, are equipped for the most unprece...

Trendsetters: Transformational Investment Practices of Advanced Investors

The global investment community is in a period of great risk and great opportunity. Global asset owners and managers must consider climate change, interest rates, technological evolution,...

At a Crossroads: The Next Chapter for FinTech in China

In collaboration with the Shanghai Advanced Institute of Finance (SAIF)

Global COVID-19 FinTech Market Rapid Assessment Study

The World Economic Forum’s Global COVID-19 FinTech Market Rapid Assessment Study has gathered empirical data from 1,385 FinTech firms that are currently operating in 169 jurisdictions glo...

The Post-COVID-19 Financial System

The COVID-19 pandemic has triggered a rapid transformation of the global financial system: Businesses, small and large, needed almost-instant liquidity, individuals embraced digital and c...

Forging New Pathways: The next evolution of innovation in Financial Services

Emerging technologies such as AI, 5G, DLT, and quantum are increasingly being used by financial services firms and are forming clusters that are driving innovation throughout the sector. ...

Systems of Cyber Resilience: Secure and Trusted FinTech

Cyber risk is pervasive, systemic and global in scope. In the financial services industry, it is increasingly difficult to mitigate this risk, since the modularization of financial servic...

China Asset Management at an Inflection Point

While the industry is about to undergo a major transformation, this process will also affect society more broadly: Individuals will be able to invest their money in a more sophisticated a...

Impact of COVID-19 on the Global Financial System

Recommendations for Policy-Makers Based on Industry Practitioner Perspectives

Transforming Paradigms: A Global AI in Financial Services Survey

This report presents the findings of a global survey on AI in Financial Services jointly conducted by the Cambridge Centre for Alternative Finance (CCAF) at the University of Cambridge Ju...

Global Future Council on Financial and Monetary Systems Vision 2030: A Stocktake

The Forum’s Global Future Council (GFC) on Financial and Monetary Systems takes stock on how the global financial system has evolved since the previous GFC published its visionary documen...

Navigating Uncharted Waters: A roadmap to responsible innovation with AI in financial services

As previously explored by the Future of AI in Financial Services research at the World Economic Forum, artificial intelligence is fundamentally changing the physics of financial services....

Unlocking Capital Markets to Finance the SDGs

The World Economic Forum aims to harness the power of entrepreneurship in the global public interest to improve the state of the world. This report summarizes insights generated by a dive...

The Next Generation of Data-Sharing in Financial Services: Using Privacy Enhancing Techniques to Unlock New Value

This report explores an emerging set of technologies known as "privacy enhancing techniques" (PETs), and their ability to unlock new value in the financial services industry by facilitati...

The Appropriate Use of Customer Data in Financial Services

The Appropriate Use of Customer Data in Financial Services is the result of multiple senior leadership discussions and 50+ expert interviews with executives from incumbent financial insti...

The New Physics of Financial Services – How artificial intelligence is transforming the financial ecosystem

Artificial intelligence is fundamentally changing the physics of financial services. It is weakening the bonds that have held together the component parts of incumbent financial instituti...

The Global Financial and Monetary System in 2030

The Global Future Council on Financial and Monetary Systems published this report singling out three key aspects of the risks and challenges associated with the two seemingly opposed forc...

Innovation-Driven Cyber-Risk to Customer Data in Financial Services

The framework described in this white paper provides a toolkit to identify cyber-risk management improvements in the innovative and fast-changing Financial Services environment through pu...

Advancing Financial Inclusion Metrics: Shifting from access to economic empowerment

Financial inclusion is at a turning point. Due to advances in technology, the unprecedented advent of transactional and behavioral big data and greater multistakeholder collaboration, the...

Beyond Fintech: A Pragmatic Assessment Of Disruptive Potential In Financial Services

For years Fintech has been the hottest topic of discussion in financial services, with incumbents, regulators, and consumers all asking the same question: “Will small technology-enabled ‘...

Balancing Financial Stability, Innovation, and Economic Growth

In an effort to understand better the implications of the Fourth Industrial Revolution – a technology-led transformation that is fundamentally altering the way people work, live and relat...

Disruptive innovation in financial services: A blueprint for digital

Disruptive innovation in financial services: A blueprint for digital identity – a report from the World Economic Forum

The future of financial infrastructure: An ambitious look at how blockchain can reshape financial services

The transformation of the financial services industry is top-of-mind for everyone in the field and blockchain might be the hottest topic in the rapidly changing world of Fintech. But how ...